CRISIL Unit Linked Insurance Plans (ULIP) rankings are based on two factors – cost and portfolio performance, this encompasses the primary two features offered by ULIPs viz., life cover and investment.

These rankings not only facilitate investors in evaluating plans, within each of the categories ranked, aiding decision making; but also provide an ideal platform to insurance companies and distributors, to benchmark various types of ULIPs on a common evaluation criteria.

Insurance Company Name ULIP Cost Rank* Large Cap Oriented Multi Cap Oriented Mid Cap Oriented Debt Long Term Debt Short Term
@ 1 lakh premium @ 6 lakh premium
Edelweiss Tokio Life Wealth Secure+ - Base 1 1 Equity Large Cap Fund - - - Equity Top 250 - - - - Bond Fund
3 - - - 3 - - - - 3
Kotak Life E-Invest - Maximiser option 1 1 Frontline Equity Fund - - - Classic Opportunities Fund - - Dynamic Bond Fund - -
3 - - - 4 - - 3 - -
Reliance Nippon Life Prosperity Plus 1 1 Life Equity Fund 3 - - - - - - Life Corporate Bond Fund 1 - -
3 - - - - - - 5 - -
Bajaj Allianz Life Future Gain 2 2 Bluechip Equity Fund Equity Growth Fund II - - - Accelerator Mid-Cap Fund II - Bond Fund - -
2 2 - - - 3 - 3 - -
Bajaj Allianz Life Future Wealth Gain - Wealth Plus 2 2 Bluechip Equity Fund Equity Growth Fund II - - - Accelerator Mid-Cap Fund II - Bond Fund - -
2 2 - - - 3 - 3 - -
Bajaj Allianz Life Goal Based Saving 2 2 Bluechip Equity Fund Equity Growth Fund II - - - Accelerator Mid-Cap Fund II - Bond Fund - -
2 2 - - - 3 - 3 - -
Bajaj Allianz Life Smart Wealth Goal - Wealth Variant 2 4 Bluechip Equity Fund Equity Growth Fund II - - - Accelerator Mid-Cap Fund II - Bond Fund - -
2 2 - - - 3 - 3 - -
Bharti AXA Life Grow Wealth 2 1 Grow Money Plus Fund - - - Growth Opportunities Plus Fund - - Steady Money Fund - -
1 - - - 2 - - 2 - -
Edelweiss Tokio Life Wealth Ultima 2 3 Equity Large Cap Fund - - - Equity Top 250 - - - - Bond Fund
3 - - - 3 - - - - 3
Aditya Birla Sun life Wealth Aspire - Classic Option 3 3 Maximiser - - - - Multiplier Value & Momentum Fund Income Advantage - Assure
3 - - - - 4 5 1 - 2
Bharti AXA Life Wealth Pro - Growth 3 3 Grow Money Plus Fund - - - Growth Opportunities Plus Fund - - Steady Money Fund - -
1 - - - 2 - - 2 - -
DHFL Pramerica Life Wealth Maximiser 3 2 Large Cap Equity Fund - - - - - - Debt Fund - -
4 - - - - - - 3 - -
Kotak Life Ace Investment 3 5 Frontline Equity Fund - - - Classic Opportunities Fund - - Dynamic Bond Fund - -
3 - - - 4 - - 3 - -
Kotak Life Invest Maxima 3 - Frontline Equity Fund - - - Classic Opportunities Fund - - Dynamic Bond Fund - -
3 - - - 4 - - 3 - -
Kotak Life Platinum 3 3 Frontline Equity Fund - - - Classic Opportunities Fund - - Dynamic Bond Fund - -
3 - - - 4 - - 3 - -
Max Life Flexi Wealth Plus - Wealth 3 3 Growth Super Fund - - - - High Growth Fund - Secure Fund Secure Plus Fund -
2 - - - - 1 - 4 3 -
Reliance Nippon Life Smart Savings 3 2 Life Equity Fund 3 - - - - - - Life Corporate Bond Fund 1 - -
3 - - - - - - 5 - -
SBI Life Saral InsureWealth Plus 3 4 Equity Fund Equity Optimiser Fund - - - MidCap Fund - - - -
4 3 - - - 3 - - - -
Shriram Life Growth Plus 3 3 Accelerator - - - - - - Preserver - -
5 - - - - - - 2 - -
Star Union Dai-ichi Life Wealth Creator 3 4 Bluechip Equity Fund - - - - - - Income Fund - -
4 - - - - - - 4 - -
Bajaj Allianz Life Principal Gain 4 - - - - - - - - Builder Bond Fund - -
- - - - - - - 4 - -
Future Generali India Life Bima Advantage Plus 4 5 Opportunity Fund - - - - - - Income Fund - Secure Fund
3 - - - - - - 5 - 3
HDFC Life ProGrowth Flexi - Life Option 4 4 Blue Chip Fund Equity Plus Fund - - Diversified Equity Fund Opportunities Fund - Bond Fund Income Fund Conservative fund
2 3 - - 2 3 - 4 3 3
HDFC Life Sampoorn Nivesh - Classic Benefit (Life Option) 4 4 Blue Chip Fund Equity Plus Fund - - Diversified Equity Fund Opportunities Fund - Bond Fund Income Fund Conservative fund
2 3 - - 2 3 - 4 3 3
SBI Life Smart InsureWealth Plus 4 5 Equity Fund Equity Optimiser Fund - - - MidCap Fund - - - -
4 3 - - - 3 - - - -
SBI Life Smart Wealth Builder 4 - Equity Fund Equity Optimiser Fund - - Top 300 Fund - - Bond Fund - -
4 3 - - 3 - - 2 - -
HDFC Life ProGrowth Plus - Life Option 5 - Blue Chip Fund Equity Plus Fund - - Diversified Equity Fund Opportunities Fund - Bond Fund Income Fund Conservative fund
2 3 - - 2 3 - 4 3 3
IndiaFirst Life Money Balance 5 5 Equity1 - - - - - - Debt 1 - -
2 - - - - - - 5 - -
Max Life Fast Track Super 5 4 Growth Super Fund - - - - High Growth Fund - Secure Fund Secure Plus Fund -
2 - - - - 1 - 4 3 -
Kotak Life Wealth Optima Plan - 2 Frontline Equity Fund - - - Classic Opportunities Fund - - Dynamic Bond Fund - -
3 - - - 4 - - 3 - -
SBI Life Smart Privilege - 2 Equity Fund Equity Optimiser Fund - - Top 300 Fund MidCap Fund - Bond Fund - -
4 3 - - 3 3 - 2 - -
Canara HSBC OBC Life Titanium Plus - 3 Equity II Fund - - - - - - Debt Fund - -
5 - - - - - - 3 - -
Exide Life Wealth Elite - 3 Prime Equity Fund - - - - - - Preserver Fund - -
3 - - - - - - 2 - -
ICICI Prudential Life Elite Life Super - 3 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - - Income Fund - -
4 3 4 3 5 - - 1 - -
ICICI Prudential Life Elite Wealth Super - 3 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - - Income Fund - -
4 3 4 3 5 - - 1 - -
ICICI Prudential Life Signature - Premier - 3 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - - Income Fund - -
4 3 4 3 5 - - 1 - -
Max Life Platinum Wealth - 3 Growth Super Fund - - - - High Growth Fund - Secure Fund - -
2 - - - - 1 - 4 - -
Reliance Nippon Life Premier Wealth - 3 Life Equity Fund 3 - - - - - - Life Corporate Bond Fund 1 - -
3 - - - - - - 5 - -
IndiaFirst Life Wealth Maximizer Plan - 4 Equity1 - - - Value - - Debt 1 - -
2 - - - 4 - - 5 - -

*ULIPs within the same cluster rank, at premium investment of Rs 1 lakh, are arranged alphabetically.

Insurance Company Name ULIP Cost Rank* Large Cap Oriented Multi Cap Oriented Mid Cap Oriented Debt Long Term Debt Short Term
@ 1 lakh premium @ 6 lakh premium
Edelweiss Tokio Life Wealth Secure+ - Base 1 1 Equity Large Cap Fund - - - Equity Top 250 - - - - Bond Fund
3 - - - 3 - - - - 3
ICICI Prudential Life Signature - Premier 1 2 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - Income Fund - - -
4 3 4 3 5 - 1 - - -
Edelweiss Tokio Life Wealth Plus 2 2 Equity Large Cap Fund - - - Equity Top 250 - - - - Bond Fund
3 - - - 3 - - - - 3
Future Generali India Life Big Dreams Plan - Wealth Creation 2 2 Opportunity Fund - - - - - Income Fund - - -
3 - - - - - 5 - - -
Kotak life E-invest - Maximiser option 2 2 Frontline Equity Fund - - - Classic Opportunities Fund - Dynamic Bond Fund - - -
3 - - - 4 - 3 - - -
Reliance Nippon Life Prosperity Plus 2 1 Life Equity Fund 3 - - - - - Life Corporate Bond Fund 1 - - -
3 - - - - - 5 - - -
Bajaj Allianz Life Goal Assure 3 2 Bluechip Equity Fund Equity Growth Fund II - - - Accelerator Mid-Cap Fund II Bond Fund - - -
2 2 - - - 3 3 - - -
Bharti AXA Life Grow Wealth 3 1 Grow Money Plus Fund - - - Growth Opportunities Plus Fund - Steady Money Fund - - -
1 - - - 2 - 2 - - -
Edelweiss Tokio Life Wealth Gain+ 3 3 Equity Large Cap Fund - - - Equity Top 250 - - - - Bond Fund
3 - - - 3 - - - - 3
Edelweiss Tokio Life Wealth Ultima 3 3 Equity Large Cap Fund - - - Equity Top 250 - - - - Bond Fund
3 - - - 3 - - - - 3
Future Generali India Life Easy Invest Online 3 3 Opportunity Fund - - - - - Income Fund - - -
3 - - - - - 5 - - -
HDFC Life Click 2 Invest 3 3 Blue Chip Fund Equity Plus Fund - - Diversified Equity Fund Opportunities Fund Bond Fund Income Fund Secure Managed Fund Conservative fund
2 3 - - 2 3 4 3 2 3
HDFC Life Click 2 Wealth - Invest Plus 3 3 Blue Chip Fund - - - Diversified Equity Fund Opportunities Fund Bond Fund - - -
2 - - - 2 3 4 - - -
Max Life Online Savings Plan - Variant 1 3 3 Growth Super Fund - - - - High Growth Fund Secure Fund - - -
2 - - - - 1 4 - - -
SBI Life eWealth 3 3 Equity Fund - - - - - Bond Fund - - -
4 - - - - - 2 - - -
Shriram Life Growth Plus 3 3 Accelerator - - - - - Preserver - - -
5 - - - - - 2 - - -
Aegon Life iInvest 4 4 Blue Chip Equity Fund - - - - - Debt Fund - - Secure Fund
4 - - - - - 3 - - 5
Bajaj Allianz Life Future Gain 4 3 Bluechip Equity Fund Equity Growth Fund II - - - Accelerator Mid-Cap Fund II Bond Fund - - -
2 2 - - - 3 3 - - -
Bajaj Allianz Life Smart Wealth Goal - Wealth Variant 4 4 Bluechip Equity Fund Equity Growth Fund II - - - Accelerator Mid-Cap Fund II Bond Fund - - -
2 2 - - - 3 3 - - -
SBI Life Smart InsureWealth Plus 4 5 Equity Fund Equity Optimiser Fund - - - MidCap Fund - - - -
4 3 - - - 3 - - - -
Bharti AXA Life Wealth Pro - Growth 5 4 Grow Money Plus Fund - - - Growth Opportunities Plus Fund - Steady Money Fund - - -
1 - - - 2 - 2 - - -
Exide Life Wealth Maxima - Invest 5 5 Prime Equity Fund - - - - - Preserver Fund - - -
3 - - - - - 2 - - -
ICICI Prudential Life Elite Wealth Super - 4 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - Income Fund - - -
4 3 4 3 5 - 1 - - -
IndiaFirst Life Wealth Maximizer Plan - 4 Equity1 - - - Value - Debt 1 - - -
2 - - - 4 - 5 - - -
ICICI Prudential Life Elite Life Super - 5 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - Income Fund - - -
4 3 4 3 5 - 1 - - -

*ULIPs within the same cluster rank, at premium investment of Rs 1 lakh, are arranged alphabetically.

Insurance Company Name ULIP Cost Rank* Large Cap Oriented Multi Cap Oriented Mid Cap Oriented Debt Long Term Debt Short Term
@ 1 lakh premium @ 6 lakh premium
Edelweiss Tokio Life Wealth Secure+ - Base 1 2 Equity Large Cap Fund - - - Equity Top 250 - - - - Bond Fund
3 - - - 3 - - - - 3
Edelweiss Tokio Life Wealth Ultima 1 2 Equity Large Cap Fund - - - Equity Top 250 - - - - Bond Fund
3 - - - 3 - - - - 3
Reliance Nippon Life Prosperity Plus 1 1 Life Equity Fund 3 - - - - - - Life Corporate Bond Fund 1 - -
3 - - - - - - 5 - -
Bajaj Allianz Life Future Gain 2 3 Bluechip Equity Fund Equity Growth Fund II - - - Accelerator Mid-Cap Fund II - Bond Fund - -
2 2 - - - 3 - 3 - -
Bajaj Allianz Life Smart Wealth Goal - Wealth Variant 2 3 Bluechip Equity Fund Equity Growth Fund II - - - Accelerator Mid-Cap Fund II - Bond Fund - -
2 2 - - - 3 - 3 - -
Bharti AXA Life Grow Wealth 2 2 Grow Money Plus Fund - - - Growth Opportunities Plus Fund - - Steady Money Fund - -
1 - - - 2 - - 2 - -
DHFL Pramerica Life Wealth Maximiser 2 1 Large Cap Equity Fund - - - - - - Debt Fund - -
4 - - - - - - 3 - -
Max Life Flexi Wealth Plus - Wealth 2 3 Growth Super Fund - - - - High Growth Fund - Secure Fund Secure Plus Fund -
2 - - - - 1 - 4 3 -
Reliance Nippon Life Smart Savings 2 2 Life Equity Fund 3 - - - - - - Life Corporate Bond Fund 1 - -
3 - - - - - - 5 - -
Shriram Life Growth Plus 2 3 Accelerator - - - - - - Preserver - -
5 - - - - - - 2 - -
Aditya Birla Sun life Fortune Elite 3 3 Maximiser - - - - Multiplier Value & Momentum Fund Income Advantage - Assure
3 - - - - 4 5 1 - 2
Aditya Birla Sun life Wealth Aspire - Classic Option 3 2 Maximiser - - - - Multiplier Value & Momentum Fund Income Advantage - Assure
3 - - - - 4 5 1 - 2
Bharti AXA Life Wealth Pro - Growth 3 3 Grow Money Plus Fund - - - Growth Opportunities Plus Fund - - Steady Money Fund - -
1 - - - 2 - - 2 - -
Canara HSBC OBC Life Smart Goals 3 4 Equity II Fund - - - - - - Debt Plus Fund - -
5 - - - - - - 3 - -
DHFL Pramerica Life Smart Wealth + 3 3 Large Cap Equity Fund - - - - - - Debt Fund - -
4 - - - - - - 3 - -
Kotak Life Ace Investment 3 4 Frontline Equity Fund - - - Classic Opportunities Fund - - Dynamic Bond Fund - -
3 - - - 4 - - 3 - -
Kotak Life E-Invest - Maximiser option 3 3 Frontline Equity Fund - - - Classic Opportunities Fund - - Dynamic Bond Fund - -
3 - - - 4 - - 3 - -
Kotak Life Invest Maxima 3 - Frontline Equity Fund - - - Classic Opportunities Fund - - Dynamic Bond Fund - -
3 - - - 4 - - 3 - -
Max Life Fast Track Super 3 3 Growth Super Fund - - - - High Growth Fund - Secure Fund Secure Plus Fund -
2 - - - - 1 - 4 3 -
SBI Life Saral InsureWealth Plus 3 4 Equity Fund Equity Optimiser Fund - - - MidCap Fund - - - -
4 3 - - - 3 - - - -
SBI Life Smart InsureWealth Plus 3 4 Equity Fund Equity Optimiser Fund - - - MidCap Fund - - - -
4 3 - - - 3 - - - -
SBI Life Smart Wealth Builder 3 - Equity Fund Equity Optimiser Fund - - Top 300 Fund - - Bond Fund - -
4 3 - - 3 - - 2 - -
Star Union Dai-ichi Life Wealth Creator 3 4 Bluechip Equity Fund - - - - - - Income Fund - -
4 - - - - - - 4 - -
Tata AIA Life Fortune Pro 3 - Large Cap Equity Fund Top 200 Fund Top 50 Fund - Multi Cap Fund Whole Life Mid Cap Equity Fund - Whole Life Income Fund - Whole Life Short-Term Fixed Income Fund
1 1 2 - 1 2 - 1 - 1
Aegon Life Future Protect 4 4 Accelerator Fund - - - - - - Debt Fund - Secure Fund
3 - - - - - - 3 - 5
Future Generali India Life Bima Advantage Plus 4 5 Opportunity Fund - - - - - - Income Fund - Secure Fund
3 - - - - - - 5 - 3
Future Generali India Life Wealth Protect Plan 4 - Opportunity Fund - - - - - - Income Fund - Secure Fund
3 - - - - - - 5 - 3
HDFC Life ProGrowth Plus - Life Option 4 - Blue Chip Fund Equity Plus Fund - - Diversified Equity Fund Opportunities Fund - Bond Fund Income Fund Conservative fund
2 3 - - 2 3 - 4 3 3
HDFC Life Sampoorn Nivesh - Classic Benefit (Life Option) 4 3 Blue Chip Fund Equity Plus Fund - - Diversified Equity Fund Opportunities Fund - Bond Fund Income Fund Conservative fund
2 3 - - 2 3 - 4 3 3
Kotak Life Platinum 4 3 Frontline Equity Fund - - - Classic Opportunities Fund - - Dynamic Bond Fund - -
3 - - - 4 - - 3 - -
Reliance Nippon Life Classic Plan II 4 5 Life Equity Fund 3 - - - - - - Life Corporate Bond Fund 1 - -
3 - - - - - - 5 - -
HDFC Life ProGrowth Flexi - Life Option 5 4 Blue Chip Fund Equity Plus Fund - - Diversified Equity Fund Opportunities Fund - Bond Fund Income Fund Conservative fund
2 3 - - 2 3 - 4 3 3
IndiaFirst Life Money Balance 5 5 Equity1 - - - - - - Debt 1 - -
2 - - - - - - 5 - -
IndiaFirst Life Smart Save 5 5 Equity1 - - - Value - - Debt 1 - -
2 - - - 4 - - 5 - -
Max Life Platinum Wealth - 1 Growth Super Fund - - - - High Growth Fund - Secure Fund - -
2 - - - - 1 - 4 - -
SBI Life Smart Privilege - 1 Equity Fund Equity Optimiser Fund - - Top 300 Fund MidCap Fund - Bond Fund - -
4 3 - - 3 3 - 2 - -
Canara HSBC OBC Life Titanium Plus - 2 Equity II Fund - - - - - - Debt Fund - -
5 - - - - - - 3 - -
IndiaFirst Life Wealth Maximizer Plan - 2 Equity1 - - - Value - - Debt 1 - -
2 - - - 4 - - 5 - -
Kotak Life Wealth Optima Plan - 2 Frontline Equity Fund - - - Classic Opportunities Fund - - Dynamic Bond Fund - -
3 - - - 4 - - 3 - -
Exide Life Wealth Elite - 3 Prime Equity Fund - - - - - - Preserver Fund - -
3 - - - - - - 2 - -
ICICI Prudential Life Elite Life Super - 3 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - - Income Fund - -
4 3 4 3 5 - - 1 - -
ICICI Prudential Life Elite Wealth Super - 3 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - - Income Fund - -
4 3 4 3 5 - - 1 - -
ICICI Prudential Life Signature - Premier - 3 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - - Income Fund - -
4 3 4 3 5 - - 1 - -
Reliance Nippon Life Premier Wealth - 3 Life Equity Fund 3 - - - - - - Life Corporate Bond Fund 1 - -
3 - - - - - - 5 - -
Tata AIA Life Wealth Pro - 4 Large Cap Equity Fund Top 200 Fund Top 50 Fund - Multi Cap Fund Whole Life Mid Cap Equity Fund - Whole Life Income Fund - Whole Life Short-Term Fixed Income Fund
1 1 2 - 1 2 - 1 - 1

*ULIPs within the same cluster rank, at premium investment of Rs 1 lakh, are arranged alphabetically.

Insurance Company Name ULIP Cost Rank* Large Cap Oriented Multi Cap Oriented Mid Cap Oriented Debt Long Term Debt Short Term
@ 1 lakh premium @ 6 lakh premium
Bajaj Allianz Life Smart Wealth Goal 4 3 - - - - - - - - - -
- - - - - - - - - -
SBI Life eWealth 4 4 Equity Fund - - - - - Bond Fund - - -
4 - - - - - 2 - - -
SBI Life Smart InsureWealth Plus 4 5 Equity Fund Equity Optimiser Fund - - - MidCap Fund - - - -
4 3 - - - 3 - - - -
Bharti AXA Life Wealth Pro - Growth 5 5 Grow Money Plus Fund - - - Growth Opportunities Plus Fund - Steady Money Fund - - -
1 - - - 2 - 2 - - -
Exide Life Wealth Maxima - Invest 5 5 Prime Equity Fund - - - - - Preserver Fund - - -
3 - - - - - 2 - - -
IndiaFirst Life Wealth Maximizer Plan - 2 Equity1 - - - Value - Debt 1 - - -
2 - - - 4 - 5 - - -
ICICI Prudential Life Elite Life Super - 3 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - Income Fund - - -
4 3 4 3 5 - 1 - - -
ICICI Prudential Life Elite Wealth Super - 3 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - Income Fund - - -
4 3 4 3 5 - 1 - - -

*ULIPs within the same cluster rank, at premium investment of Rs 1 lakh, are arranged alphabetically.

Insurance Company Name ULIP Cost Rank* @ 8 lakh premium Large Cap Oriented Multi Cap Oriented Mid Cap Oriented Debt Long Term Debt Short Term
DHFL Pramerica Life Wealth Enhancer - Option B 1 Large Cap Equity Fund - - - - - - Debt Fund - - -
4 - - - - - - 3 - - -
ICICI Prudential Life Pru1 Wealth 1 Maximiser V - - - Multi Cap Growth Fund - - Income Fund - - -
4 - - - 5 - - 1 - - -
Reliance Nippon Life Prosperity Plus 1 Life Equity Fund 3 - - - - - - Life Corporate Bond Fund 1 - - -
3 - - - - - - 5 - - -
Bajaj Allianz Life Fortune Gain 2 Bluechip Equity Fund Equity Growth Fund II - - - Accelerator Mid-Cap Fund II - Bond Fund - - -
2 2 - - - 3 - 3 - - -
Bharti AXA Life Grow Wealth 2 Grow Money Plus Fund - - - Growth Opportunities Plus Fund - - Steady Money Fund - - -
1 - - - 2 - - 2 - - -
DHFL Pramerica Life Wealth Maximiser 2 Large Cap Equity Fund - - - - - - Debt Fund - - -
4 - - - - - - 3 - - -
IndiaFirst Life Wealth Maximizer Plan 2 Equity1 - - - Value - - Debt 1 - - -
2 - - - 4 - - 5 - - -
Kotak Life Single Invest Advantage 2 Frontline Equity Fund - - - Classic Opportunities Fund - - Dynamic Bond Fund - - -
3 - - - 4 - - 3 - - -
SBI Life Smart Privilege 2 Equity Fund Equity Optimiser Fund - - Top 300 Fund MidCap Fund - Bond Fund - - -
4 3 - - 3 3 - 2 - - -
Bharti AXA Life Future Invest 3 Grow Money Plus Fund - - - Growth Opportunities Plus Fund - - Steady Money Fund - - -
1 - - - 2 - - 2 - - -
Bharti AXA Life Wealth Pro - Growth 3 Grow Money Plus Fund - - - Growth Opportunities Plus Fund - - Steady Money Fund - - -
1 - - - 2 - - 2 - - -
DHFL Pramerica Life Wealth+ACE 3 Large Cap Equity Fund - - - - - - Debt Fund - - -
4 - - - - - - 3 - - -
HDFC Life Classic One - Single Life variant 3 Blue Chip Fund Equity Plus Fund - - Diversified Equity Fund Opportunities Fund - Bond Fund Income Fund Secure Managed Fund Conservative fund
2 3 - - 2 3 - 4 3 2 3
ICICI Prudential Life Elite Life Super 3 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - - Income Fund - - -
4 3 4 3 5 - - 1 - - -
ICICI Prudential Life Elite Wealth Super 3 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - - Income Fund - - -
4 3 4 3 5 - - 1 - - -
ICICI Prudential Life Guaranteed Wealth Protector 3 Life Growth Fund - - - - - - Life Secure Fund - - -
5 - - - - - - 3 - - -
ICICI Prudential Life Life Time Classic 3 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - - Income Fund - - -
4 3 4 3 5 - - 1 - - -
ICICI Prudential Life Signature - Premier 3 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - - Income Fund - - -
4 3 4 3 5 - - 1 - - -
IDBI Federal Life Wealthsurance Growth SP 3 - - - - - - - Bond Fund - - Income Fund
- - - - - - - 4 - - 4
Max Life Platinum Wealth 3 Growth Super Fund - - - - High Growth Fund - Secure Fund - - -
2 - - - - 1 - 4 - - -
Reliance Nippon Life Premier Wealth 3 Life Equity Fund 3 - - - - - - Life Corporate Bond Fund 1 - - -
3 - - - - - - 5 - - -
SBI Life Smart Wealth Assure 3 Equity Fund - - - - - - Bond Fund - - -
4 - - - - - - 2 - - -
Exide Life Wealth Builder 4 Prime Equity Fund - - - - - - Preserver Fund - - -
3 - - - - - - 2 - - -
HDFC Life Sampoorn Nivesh - Classic Benefit (Life Option) 4 Blue Chip Fund Equity Plus Fund - - Diversified Equity Fund Opportunities Fund - Bond Fund Income Fund - Conservative fund
2 3 - - 2 3 - 4 3 - 3
IndiaFirst Life Money Balance 4 Equity1 - - - - - - Debt 1 - - -
2 - - - - - - 5 - - -
Max Life Fast Track Super 4 Growth Super Fund - - - - High Growth Fund - Secure Fund Secure Plus Fund - -
2 - - - - 1 - 4 3 - -
Max Life Flexi Wealth Plus - Wealth 4 Growth Super Fund - - - - High Growth Fund - Secure Fund Secure Plus Fund - -
2 - - - - 1 - 4 3 - -
Shriram Life Growth Plus 4 Accelerator - - - - - - Preserver - - -
5 - - - - - - 2 - - -
Aditya Birla Sun life Wealth Max 5 Super 20 - - - - Multiplier Value & Momentum Fund Income Advantage - - Assure
3 - - - - 4 5 1 - - 2
Shriram Life Fortune Builder 5 Accelerator - - - - - - Preserver - - -
5 - - - - - - 2 - - -
Star Union Dai-ichi Life Wealth Builder 5 Bluechip Equity Fund - - - - - - Income Fund - - -
4 - - - - - - 4 - - -

* ULIPs within the same cluster rank are arranged alphabetically

Insurance Company Name ULIP Cost Rank* @ 8 lakh premium Large Cap Oriented Multi Cap Oriented Mid Cap Oriented Debt Long Term Debt Short Term
Reliance Nippon Life Prosperity Plus 1 Life Equity Fund 3 - - - - - Life Corporate Bond Fund 1 - - -
3 - - - - - 5 - - -
Future Generali India Life Big Dreams Plan - Wealth Creation 2 Opportunity Fund - - - - - Income Fund - - -
3 - - - - - 5 - - -
HDFC Life Click 2 Wealth - Invest Plus 2 Blue Chip Fund - - - Diversified Equity Fund Opportunities Fund Bond Fund - - -
2 - - - 2 3 4 - - -
Shriram Life Growth Plus 2 Accelerator - - - - - Preserver - - -
5 - - - - - 2 - - -
Bajaj Allianz Life Fortune Gain 3 Bluechip Equity Fund Equity Growth Fund II - - - Accelerator Mid-Cap Fund II Bond Fund - - -
2 2 - - - 3 3 - - -
Bharti AXA Life Grow Wealth 3 Grow Money Plus Fund - - - Growth Opportunities Plus Fund - Steady Money Fund - - -
1 - - - 2 - 2 - - -
HDFC Life Click 2 Invest 3 Blue Chip Fund Equity Plus Fund - - Diversified Equity Fund Opportunities Fund Bond Fund Income Fund Secure Managed Fund Conservative fund
2 3 - - 2 3 4 3 2 3
ICICI Prudential Life Elite Life Super 3 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - Income Fund - - -
4 3 4 3 5 - 1 - - -
ICICI Prudential Life Elite Wealth Super 3 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - Income Fund - - -
4 3 4 3 5 - 1 - - -
IndiaFirst Life Wealth Maximizer Plan 3 Equity1 - - - Value - Debt 1 - - -
2 - - - 4 - 5 - - -
Bharti AXA Life Wealth Pro - Growth 4 Grow Money Plus Fund - - - Growth Opportunities Plus Fund - Steady Money Fund - - -
1 - - - 2 - 2 - - -
HDFC Life Classic One - Single Life variant 4 Blue Chip Fund Equity Plus Fund - - Diversified Equity Fund Opportunities Fund Bond Fund Income Fund Secure Managed Fund Conservative fund
2 3 - - 2 3 4 3 2 3
IDBI Federal Life Wealthsurance Growth SP 4 - - - - - - Bond Fund - - Income Fund
- - - - - - 4 - - 4
Bharti AXA Life eFuture Invest 5 Grow Money Plus Fund - - - Growth Opportunities Plus Fund - Steady Money Fund - - -
1 - - - 2 - 2 - - -

* ULIPs within the same cluster rank are arranged alphabetically

Insurance Company Name ULIP Cost Rank* @ 8 lakh premium Large Cap Oriented Multi Cap Oriented Mid Cap Oriented Debt Long Term Debt Short Term
DHFL Pramerica Life Wealth Enhancer - Option B 1 Large Cap Equity Fund - - - - - - Debt Fund - - -
4 - - - - - - 3 - - -
Reliance Nippon Life Prosperity Plus 1 Life Equity Fund 3 - - - - - - Life Corporate Bond Fund 1 - - -
3 - - - - - - 5 - - -
SBI Life Smart Privilege 1 Equity Fund Equity Optimiser Fund - - Top 300 Fund MidCap Fund - Bond Fund - - -
4 3 - - 3 3 - 2 - - -
Bharti AXA Life Grow Wealth 2 Grow Money Plus Fund - - - Growth Opportunities Plus Fund - - Steady Money Fund - - -
1 - - - 2 - - 2 - - -
ICICI Prudential Life Elite Life Super 2 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - - Income Fund - - -
4 3 4 3 5 - - 1 - - -
ICICI Prudential Life Elite Wealth Super 2 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - - Income Fund - - -
4 3 4 3 5 - - 1 - - -
ICICI Prudential Life Life Time Classic 2 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - - Income Fund - - -
4 3 4 3 5 - - 1 - - -
ICICI Prudential Life Signature - Premier 2 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - - Income Fund - - -
4 3 4 3 5 - - 1 - - -
Aditya Birla Sun life Wealth Max 3 Super 20 - - - - Multiplier Value & Momentum Fund Income Advantage - - Assure
3 - - - - 4 5 1 - - 2
Bajaj Allianz Life Fortune Gain 3 Bluechip Equity Fund Equity Growth Fund II - - - Accelerator Mid-Cap Fund II - Bond Fund - - -
2 2 - - - 3 - 3 - - -
DHFL Pramerica Life Wealth+ACE 3 Large Cap Equity Fund - - - - - - Debt Fund - - -
4 - - - - - - 3 - - -
IDBI Federal Life Wealthsurance Growth SP 3 - - - - - - - Bond Fund - - Income Fund
- - - - - - - 4 - - 4
IndiaFirst Life Wealth Maximizer Plan 3 Equity1 - - - Value - - Debt 1 - - -
2 - - - 4 - - 5 - - -
Max Life Flexi Wealth Plus - Wealth 3 Growth Super Fund - - - - High Growth Fund - Secure Fund Secure Plus Fund - -
2 - - - - 1 - 4 3 - -
Reliance Nippon Life Classic Plan II 3 Life Equity Fund 3 - - - - - - Life Corporate Bond Fund 1 - - -
3 - - - - - - 5 - - -
Reliance Nippon Life Premier Wealth 3 Life Equity Fund 3 - - - - - - Life Corporate Bond Fund 1 - - -
3 - - - - - - 5 - - -
SBI Life Smart Wealth Assure 3 Equity Fund - - - - - - Bond Fund - - -
4 - - - - - - 2 - - -
Shriram Life Growth Plus 3 Accelerator - - - - - - Preserver - - -
5 - - - - - - 2 - - -
Bharti AXA Life Wealth Pro - Growth 4 Grow Money Plus Fund - - - Growth Opportunities Plus Fund - - Steady Money Fund - - -
1 - - - 2 - - 2 - - -
HDFC Life Classic One - Single Life variant 4 Blue Chip Fund Equity Plus Fund - - Diversified Equity Fund Opportunities Fund - Bond Fund Income Fund Secure Managed Fund Conservative fund
2 3 - - 2 3 - 4 3 2 3
HDFC Life Sampoorn Nivesh - Classic Benefit (Life Option) 4 Blue Chip Fund Equity Plus Fund - - Diversified Equity Fund Opportunities Fund - Bond Fund Income Fund - Conservative fund
2 3 - - 2 3 - 4 3 - 3
IndiaFirst Life Money Balance 4 Equity1 - - - - - - Debt 1 - - -
2 - - - - - - 5 - - -
IndiaFirst Life Smart Save 4 Equity1 - - - Value - - Debt 1 - - -
2 - - - 4 - - 5 - - -
Shriram Life Fortune Builder 5 Accelerator - - - - - - Preserver - - -
5 - - - - - - 2 - - -
Star Union Dai-ichi Life Wealth Builder 5 Bluechip Equity Fund - - - - - - Income Fund - - -
4 - - - - - - 4 - - -
Tata AIA Life Wealth Pro 5 Large Cap Equity Fund Top 200 Fund Top 50 Fund - Multi Cap Fund Whole Life Mid Cap Equity Fund - Whole Life Income Fund - - Whole Life Short-Term Fixed Income Fund
1 1 2 - 1 2 - 1 - - 1

* ULIPs within the same cluster rank are arranged alphabetically

Insurance Company Name ULIP Cost Rank* @ 8 lakh premium Large Cap Oriented Multi Cap Oriented Mid Cap Oriented Debt Long Term Debt Short Term
Shriram Life Growth Plus 1 Accelerator - - - - - Preserver - - -
5 - - - - - 2 - - -
Bharti AXA Life Grow Wealth 2 Grow Money Plus Fund - - - Growth Opportunities Plus Fund - Steady Money Fund - - -
1 - - - 2 - 2 - - -
ICICI Prudential Life Elite Wealth Super 2 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - Income Fund - - -
4 3 4 3 5 - 1 - - -
Reliance Nippon Life Prosperity Plus 2 Life Equity Fund 3 - - - - - Life Corporate Bond Fund 1 - - -
3 - - - - - 5 - - -
Future Generali India Life Big Dreams Plan - Wealth Creation 3 Opportunity Fund - - - - - Income Fund - - -
3 - - - - - 5 - - -
HDFC Life Click 2 Wealth - Invest Plus 3 Blue Chip Fund - - - Diversified Equity Fund Opportunities Fund Bond Fund - - -
2 - - - 2 3 4 - - -
ICICI Prudential Life Elite Life Super 3 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - Income Fund - - -
4 3 4 3 5 - 1 - - -
IDBI Federal Life Wealthsurance Growth SP 3 - - - - - - Bond Fund - - Income Fund
- - - - - - 4 - - 4
IndiaFirst Life Wealth Maximizer Plan 3 Equity1 - - - Value - Debt 1 - - -
2 - - - 4 - 5 - - -
Bajaj Allianz Life Fortune Gain 4 Bluechip Equity Fund Equity Growth Fund II - - - Accelerator Mid-Cap Fund II Bond Fund - - -
2 2 - - - 3 3 - - -
HDFC Life Classic One - Single Life variant 4 Blue Chip Fund Equity Plus Fund - - Diversified Equity Fund Opportunities Fund Bond Fund Income Fund Secure Managed Fund Conservative fund
2 3 - - 2 3 4 3 2 3
HDFC Life Click 2 Invest 4 Blue Chip Fund Equity Plus Fund - - Diversified Equity Fund Opportunities Fund Bond Fund Income Fund Secure Managed Fund Conservative fund
2 3 - - 2 3 4 3 2 3
Bharti AXA Life Wealth Pro - Growth 5 Grow Money Plus Fund - - - Growth Opportunities Plus Fund - Steady Money Fund - - -
1 - - - 2 - 2 - - -

* ULIPs within the same cluster rank are arranged alphabetically

Insurance Company Name ULIP Cost Rank* Large Cap Oriented Multi Cap Oriented Mid Cap Oriented Debt Long Term Debt Short Term
@ 1 lakh premium @ 6 lakh premium
Shriram Life Growth Plus 1 1 Accelerator - - - - - Preserver - -
5 - - - - - 2 - -
ICICI Prudential Life Life Time Classic 2 2 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - Income Fund - -
4 3 4 3 5 - 1 - -
Shriram Life Wealth Plus 3 5 Accelerator - - - - - Preserver - -
5 - - - - - 2 - -
HDFC Life Sampoorn Nivesh - Classic Plus Benefit 4 3 Blue Chip Fund Equity Plus Fund - - Diversified Equity Fund Opportunities Fund Bond Fund Income Fund Conservative fund
2 3 - - 2 3 4 3 3
HDFC Life SL ProGrowth Super II - Life Option 5 4 Blue Chip Fund Equity Plus Fund - - Diversified Equity Fund Opportunities Fund Bond Fund - Conservative fund
2 3 - - 2 3 4 - 3

*ULIPs within the same cluster rank, at premium investment of Rs 1 lakh, are arranged alphabetically.

Insurance Company Name ULIP Cost Rank* Large Cap Oriented Multi Cap Oriented Mid Cap Oriented Debt Long Term Debt Short Term
@ 1 lakh premium @ 6 lakh premium
ICICI Prudential Life Life Time Classic 1 2 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - - Income Fund - -
4 3 4 3 5 - - 1 - -
Shriram Life Growth Plus 2 1 Accelerator - - - - - - Preserver - -
5 - - - - - - 2 - -
Aditya Birla Sun life Wealth Assure Plus - Classic Option 3 3 Maximiser Super 20 - - - Multiplier Value & Momentum Fund Income Advantage - Assure
3 3 - - - 4 5 1 - 2
HDFC Life Sampoorn Nivesh - Classic Plus Benefit 3 3 Blue Chip Fund Equity Plus Fund - - Diversified Equity Fund Opportunities Fund - Bond Fund Income Fund Conservative fund
2 3 - - 2 3 - 4 3 3
Shriram Life Wealth Plus 4 5 Accelerator - - - - - - Preserver - -
5 - - - - - - 2 - -
HDFC Life SL ProGrowth Super II - Life Option 5 4 Blue Chip Fund Equity Plus Fund - - Diversified Equity Fund Opportunities Fund - Bond Fund - Conservative fund
2 3 - - 2 3 - 4 - 3

*ULIPs within the same cluster rank, at premium investment of Rs 1 lakh, are arranged alphabetically.

Insurance Company Name ULIP Cost Rank* Large Cap Oriented Multi Cap Oriented Mid Cap Oriented Debt Long Term Debt Short Term
@ 1 lakh premium @ 6 lakh premium
ICICI Prudential Life Smart Life 1 1 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - Income Fund -
4 3 4 3 5 - 1 -
Kotak Life Headstart Child Assure 2 2 Frontline Equity Fund - - - Classic Opportunities Fund - Dynamic Bond Fund -
3 - - - 4 - 3 -
Canara HSBC OBC Life Smart Future 3 4 Equity II Fund - - - - - Debt Plus Fund -
5 - - - - - 3 -
Kotak Life Wealth Insurance 3 3 Frontline Equity Fund - - - Classic Opportunities Fund - Dynamic Bond Fund -
3 - - - 4 - 3 -
Canara HSBC OBC Life Future Smart 4 5 Equity II Fund - - - - - Debt Plus Fund -
5 - - - - - 3 -
HDFC Life SL Youngstar Super Premium - Life Option 5 3 Blue Chip Fund - - - - Opportunities Fund Income Fund -
2 - - - - 3 3 -

*ULIPs within the same cluster rank, at premium investment of Rs 1 lakh, are arranged alphabetically.

Insurance Company Name ULIP Cost Rank* Large Cap Oriented Multi Cap Oriented Mid Cap Oriented Debt Long Term Debt Short Term
@ 1 lakh premium @ 6 lakh premium
ICICI Prudential Life Smart Life 1 1 Bluechip Fund Maximise India Fund Maximiser V Opportunities Fund Multi Cap Growth Fund - Income Fund -
4 3 4 3 5 - 1 -
Canara HSBC OBC Life Future Smart 2 3 Equity II Fund - - - - - Debt Plus Fund -
5 - - - - - 3 -
Canara HSBC OBC Life Smart Future 3 4 Equity II Fund - - - - - Debt Plus Fund -
5 - - - - - 3 -
Kotak Life Headstart Child Assure 3 2 Frontline Equity Fund - - - Classic Opportunities Fund - Dynamic Bond Fund -
3 - - - 4 - 3 -
Kotak Life Wealth Insurance 4 3 Frontline Equity Fund - - - Classic Opportunities Fund - Dynamic Bond Fund -
3 - - - 4 - 3 -
HDFC Life SL Youngstar Super Premium - Life Option 5 5 Blue Chip Fund - - - - Opportunities Fund Income Fund -
2 - - - - 3 3 -

*ULIPs within the same cluster rank, at premium investment of Rs 1 lakh, are arranged alphabetically.

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